If you want a balanced portfolio then you must be looking for the best mutual funds to invest in 2012. However, unless you have a thorough knowledge of how to invest in mutual funds and exactly how it generates returns, you will not be able to make an informed decision. Briefly speaking, a mutual fund is a company which holds a number of stocks, bonds and securities and other investments. When you invest in a mutual fund, the company invests your money in these different sectors in return for a fee.
