Choosing the Right Mutual Fund

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Choosing the Right Mutual Fund

Savings and investments form an integral part of the finances of an average working individual. Usually one always tends to save the maximum amount that remains from the monthly income after deducting all expenses. Although the popular route of saving is a fixed deposit, there is also an investment avenue which is termed as a mutual fund. The concept of a mutual fund is that it pools money from a host of investors and then employs professional money managers to invest that money. Though returns are not assured like fixed deposit, mutual funds could generate higher returns over the long term.

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