How to Tell You Got a Lousy 401 (K) Plan – What Are Your Alternatives?

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How to Tell You Got a Lousy 401 (K) Plan – What Are Your Alternatives?

By and large most people don’t have enough money saved to last through retirement. A recent Boston College study as reported by the NY Times (3/5/2015, Section B1) said the average head of house 55 to 64 «had only about $104,000 in retirement savings.» Gone are those days where you could receive pension checks during your golden years due to the benefit-defined plans offered by employers.

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