Managing The Retirement Income Portfolio: The Plan

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Managing The Retirement Income Portfolio: The Plan

The reason people assume the risks of investing in the first place is the prospect of achieving a higher «realized» rate of return than is attainable in a risk free environment… i.e., an FDIC insured bank account featuring compound interest. Over the past ten years, such risk free saving has been unable to compete with riskier mediums because of artificially low interest rates, forcing traditional «savers» into the mutual fund and ETF market place.

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