Our grandmothers lived at a time when financial security was not taken for granted. Most probably, money was short, job security was not guaranteed, bank loans were not available, credit cards didn’t exist, and luxuries were few. We might think that our grandmothers were unsophisticated and that we’re big shots now because we have a credit card, an overdraft facility and more expensive tastes. But our grandmothers (who were the ones who generally had to manage the family budget) knew a thing or two that we’d be well advised to learn from.
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