Pros and Cons of IRAs and 401(k)s

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Pros and Cons of IRAs and 401(k)s

When people discuss the various retirement plans available in the U.S., two types come forth. These are the IRA retirement plan and the 401(k) plan. The IRAs are savings that individuals contribute and the compensation eligibility includes wages, salaries, fees, commissions, bonuses, etc. and they come with a required minimum distribution which requires the holders to start withdrawing money from their funds at a particular time.

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