Most investors mistakenly believe they have a «self-directed IRA» when in fact they have one that limits their choices to a few investment types. Within your plan, you can choose stocks, mutual funds or bonds. And while you may have hundreds and even thousands of choices of where to put your money inside that account, chances are you won’t be able to invest in nontraditional retirement assets – especially if your IRA or 401(k) rollover is with a traditional brokerage house.
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