Roth IRA – Advantages and Disadvantages

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Roth IRA – Advantages and Disadvantages

The Roth IRA is a newer retirement investment account designed to help individuals to build their retirement nest egg. In contrast to a Traditional IRA, the contributions made to the Roth IRA are not tax deductible. Also, the funds when withdrawn from the after the age of 59 ½ are tax-free, unlike the Traditional IRA which is taxable when the funds are withdrawn.

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