Mutual funds offer a viable alternative for investment if you do not wish to dabble in equity investments directly but want to get a share of its benefits. Mutual funds offer you the option to invest in equities, debt instruments and money market instruments to create a diversified investment portfolio without sparing as much money as you would need for directly investing in the market. Your Asset Management Company (AMC) assigns a fund manager for allocating and managing a pool of funds which represents a mutual fund. This lets you buy in some of the high-performing shares and securities with comparatively lesser risk involved. You can choose the type of mutual fund which suits your individual needs and invest wisely for positive returns even with a minimal amount.
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