What Is PCI Compliance and Why Is It Important?

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What Is PCI Compliance and Why Is It Important?

In response to the rising numbers of fraud and identity theft associated with credit card use, MasterCard Worldwide and Visa International took an initiative in 2005 to institute a consistent data security mechanism for banks, credit card service providers, financial institutions and merchants. The result was the development of Payment Card Industry (PCI) compliance standards to ensure better security and protection of personal information during the payment process whether online or in stores.

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