Today the most adventurous investors are donning a cloak of prudency and are being very careful with their investments. That is what economic depression does to the psyche. It takes the edge off any kind of risk-taking behaviour, when it comes to sinking funds. The volatility of the stock market is what makes investors think twice before investing in stocks and bonds and most other forms of traditional investing are also on shaky ground in times of an economic downturn.
